/*
Theme Name: Karpata Mortgage
Version: 1.0.2
Description: Black and gold primary-residence mortgage theme with local calculators and an educational archive.
Author: Karpata Mortgage Group
Requires at least: 6.4
Requires PHP: 8.0
License: GPL-2.0-or-later
*/
:root{--black:#121414;--gold:#d4b36a;--pale:#f0dfb0;--ivory:#f6f1e8;--ink:#222626;--muted:#62665f;--line:#dfdcd4}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.7 'Segoe UI',Arial,sans-serif}a{color:inherit;text-underline-offset:5px}a:hover{color:#87652c}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}:focus-visible{outline:3px solid #aa7929;outline-offset:5px}img{max-width:100%;height:auto;display:block}.wrap{width:min(1240px,calc(100% - 80px));margin:auto}.top{background:#090b0b;color:#eee;font-size:12px;border-bottom:1px solid #333}.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:36px}.social{display:flex;gap:20px;align-items:center}.social a{text-decoration:none;color:var(--pale)}header{background:var(--black);color:white;position:relative;z-index:10}.nav{display:flex;justify-content:space-between;align-items:center;min-height:100px;gap:30px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--pale);line-height:1.2}.brand strong{font-size:22px;letter-spacing:4px}.brand small{display:block;font-size:10px;letter-spacing:3px;color:white;margin-top:7px}.monogram{font:48px/1 Georgia,serif;width:60px;height:60px;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;font-weight:normal}nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:600}nav a{text-decoration:none}.button{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:50px;padding:14px 25px;background:linear-gradient(110deg,var(--pale),var(--gold));color:#151515;font-weight:700;text-decoration:none;cursor:pointer;font-size:14px;min-height:48px}.button:hover{background:var(--pale);color:#151515}.menu-toggle{display:none}.skip{position:absolute;left:10px;top:-100px;z-index:100;background:white;padding:10px}.skip:focus{top:10px}.hero{background:radial-gradient(ellipse at 80% 40%,#30322e,var(--black) 65%);color:#fff;padding:80px 0 75px}.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center}.eyebrow{font-size:11px;font-weight:800;letter-spacing:2.2px;text-transform:uppercase;color:#89652b;margin:0 0 24px}.hero .eyebrow,.dark .eyebrow,.closing .eyebrow{color:var(--gold)}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.06;letter-spacing:-1.7px;margin:0 0 28px}h1{font-size:clamp(42px,5.2vw,76px)}h1 em,h2 em{font-style:normal;color:#97712f}.hero h1 em{color:var(--pale)}h2{font-size:clamp(34px,4vw,52px)}h3{font-size:22px;line-height:1.25;margin:0 0 14px}p{margin:0 0 22px}.lead{font-size:19px;line-height:1.7;color:#555d58}.hero .lead{color:#d1d3cc;max-width:580px}.actions{display:flex;align-items:center;flex-wrap:wrap;gap:26px;margin:30px 0}.text-link{font-size:14px;font-weight:600}.hero-art{position:relative;border:1px solid #57594b;overflow:hidden;border-radius:160px 160px 12px 12px}.hero-art img{width:100%;min-height:480px;object-fit:cover}.art-caption{position:absolute;bottom:0;left:0;right:0;background:linear-gradient(transparent,#121414);padding:60px 30px 25px}.art-caption span{display:block;font-size:10px;letter-spacing:2px;color:var(--pale)}.art-caption strong{font:30px Georgia,serif}.small{font-size:12px;line-height:1.6;color:#676e67}.hero .small{color:#c3c8bf}.trust{display:flex;justify-content:space-between;gap:20px;padding:24px 0;border-bottom:1px solid var(--line);font-size:12px;color:#60665f}.section{padding-top:90px;padding-bottom:90px}.section-heading{display:flex;justify-content:space-between;gap:60px;align-items:flex-end;margin-bottom:40px}.section-heading p{max-width:420px}.program-grid{display:grid;grid-template-columns:repeat(3,1fr);border-left:1px solid var(--line);border-top:1px solid var(--line)}.program{position:relative;padding:30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-decoration:none;transition:background .2s}.program:hover{background:var(--ivory);color:var(--ink)}.program h3{margin-top:25px}.program p{font-size:14px;max-width:230px;color:#62665f;margin:0}.number{font-size:11px;color:#8a672e;letter-spacing:2px}.arrow{position:absolute;right:25px;top:25px;font-size:26px;color:#89652b}.two{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.dark{background:var(--black);color:white}.dark p{color:#d4d6cc}.quote-panel{border:1px solid #5b5d51;padding:45px;background:#ffffff08;border-radius:12px}.quote-panel h3{font:36px/1.2 Georgia,serif}.quote-panel a:not(.button){color:var(--pale)}.light{background:var(--ivory);border-color:var(--line)}.steps>div{border-top:1px solid var(--line);padding:25px 0 10px 55px;position:relative}.steps b{position:absolute;left:0;top:24px;font-size:13px;color:#89652b}.steps h3{font-size:18px}.steps p{font-size:14px}.ivory{background:var(--ivory)}.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin:35px 0}.post-card{text-decoration:none;display:block;border-bottom:1px solid var(--line);padding-bottom:25px}.post-card img{aspect-ratio:1.55;object-fit:cover;width:100%;margin-bottom:20px}.post-card small{font-size:10px;letter-spacing:1px;color:#745321}.post-card h3{font:25px/1.25 Georgia,serif;margin:12px 0}.post-card p{font-size:13px;color:#62665f}.closing{background:var(--ivory);padding:55px 0;border-top:1px solid var(--line)}.closing .wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}.closing h2{margin:0;font-size:42px}footer{background:var(--black);color:#ddd;padding:65px 0 25px;font-size:13px}.footer-grid{display:grid;grid-template-columns:1.1fr 1fr .7fr;gap:70px}.footer-grid h3{font-size:15px;color:var(--pale)}.footer-grid .brand{margin-bottom:25px}.footer-grid a{line-height:2.2}.footer-legal{margin-top:40px;border-top:1px solid #444;padding-top:30px;color:#c5c9c1;font-size:11px}.footer-legal p{margin-bottom:12px}address{font-style:normal}.article{max-width:840px}.article h1{font-size:clamp(38px,4.5vw,62px)}.article h2{font-size:32px;letter-spacing:-.5px;margin-top:40px}.article p,.article li{line-height:1.9}.article-image{width:100%;aspect-ratio:1.7;object-fit:cover;margin:35px 0}.page-head{background:var(--ivory);padding:70px 0}.page-head h1{font-size:56px;max-width:900px}.phone{font:34px Georgia,serif}.filters{display:flex;gap:25px;margin:40px 0 10px}.filters label{flex:1}label{display:block;font-size:13px;font-weight:600}input,select{display:block;width:100%;min-height:48px;border:1px solid #9fa69b;border-radius:5px;background:white;color:#222;padding:10px;margin:7px 0 20px}input:invalid:not(:focus){box-shadow:none}.calc-layout{display:grid;grid-template-columns:1.25fr .8fr;gap:35px;margin-top:40px;align-items:start}.calc-fields{padding:30px;border:1px solid var(--line)}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 24px}.calc-result{background:var(--black);color:white;padding:35px;border-radius:10px;position:sticky;top:20px}.calc-result h2{font-size:28px}.calc-result strong.amount{display:block;font:46px Georgia,serif;color:var(--pale);margin:15px 0}.calc-result dt{color:#ddd}.calc-result dd{margin:0 0 12px;font-weight:700}.calc-result .small{color:#ccc}.calc-result table{width:100%;border-collapse:collapse;font-size:11px}.calc-result th,.calc-result td{text-align:right;border-bottom:1px solid #555;padding:5px}.table-scroll{max-height:340px;overflow:auto}.calc-result summary{cursor:pointer}details{margin:15px 0 25px}summary{cursor:pointer;font-weight:600}.extras{padding-top:25px;border-top:1px solid var(--line)}[hidden]{display:none!important}.error{color:#ffcead}.no-results{grid-column:1/-1}@media(max-width:1000px){.wrap{width:calc(100% - 48px)}nav{gap:15px;font-size:12px}.brand strong{font-size:17px}.brand small{font-size:8px}.monogram{width:45px;height:45px;font-size:38px}.hero-grid{gap:30px}.two{gap:40px}.hero-art img{min-height:400px}.footer-grid{gap:35px}}@media(max-width:760px){.wrap{width:calc(100% - 36px)}.top .wrap>span{display:none}.top .wrap{justify-content:flex-end}.nav{min-height:82px;flex-wrap:wrap;gap:0}.menu-toggle{display:block;color:white;background:transparent;border:1px solid #777;padding:8px 14px;border-radius:4px}nav{display:none;flex-basis:100%;padding:20px 0;flex-direction:column;align-items:stretch;font-size:16px}nav.open{display:flex}nav a{padding:8px}.hero{padding:50px 0}.hero-grid,.two,.calc-layout{grid-template-columns:1fr}.hero-art{margin-top:15px;border-radius:100px 100px 10px 10px}.hero-art img{min-height:0;max-height:400px;width:100%;object-fit:cover}.hero h1{font-size:53px}.trust{flex-direction:column;gap:5px;padding:20px 0}.section{padding-top:55px;padding-bottom:55px}.section-heading{display:block}.program-grid{grid-template-columns:1fr 1fr}.program{padding:22px}.program h3{font-size:19px}.program p{font-size:12px}.post-grid{grid-template-columns:1fr}.post-card img{max-height:290px}.footer-grid{grid-template-columns:1fr}.closing .wrap{display:block}.closing .button{margin-top:25px}.closing h2{font-size:36px}.filters{display:block}.quote-panel{padding:30px}.input-grid{grid-template-columns:1fr}.calc-fields{padding:20px}.calc-result{position:static}.article h1{overflow-wrap:anywhere}.page-head h1{font-size:42px}.phone{font-size:28px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.brand-logo{width:76px;height:76px;object-fit:contain;border-radius:50%;flex-shrink:0} @media(max-width:760px){.brand-logo{width:60px;height:60px}}